Beacon Health Options was created by the merging of Beacon Health Strategies and ValueOptions. Beacon focuses on offering personalized, individual care solutions.
Beacon Health Options, unlike other insurance companies, focuses on mental health and drug abuse disorder management. As a result, the firm is exceptionally qualified to comprehend the particular demands of this sort of treatment. Beacon Health Options has agreements with several health insurance carriers to provide behavioral health and drug addiction treatment. Beacon works with health plans, businesses, federal, state, and municipal governments, and labor groups to provide mental health solutions. It has over 40 million customers and over 260 clients, including Fortune 500 organizations.
Treatments Typically Covered by Beacon
Beacon often treats a wide range of addictions, including:
- Prescription opioids
- Benzodiazepines, such as Xanax and Valium
There are several treatment programs available to treat these addictions. No two people are alike, and the right level of therapy will be determined by your condition as well as your needs.
Beacon may cover the following types of programs:
Residential and inpatient rehabilitation, in which you reside at the treatment center and engage in a recovery program that may include individual and group counseling, 12-step meetings, and other group activities such as outdoor recreation. Medically supervised detox may also be available in inpatient programs.
Partial hospitalization is a treatment program that meets multiple days a week, generally during the day, and is comparable to a residential program. In contrast to inpatient care, you can go home in the evening.
Intensive outpatient treatment, which usually takes place multiple days a week for a few hours at a time. This format offers treatment and assistance to those suffering from addiction who do not require a more restrictive environment. It often comprises group treatment, although it may also contain individual therapy. Participants may be able to continue working or attending school.
Outpatient treatment varies in intensity and frequency but is often less frequent than intense outpatient treatment.
Do Treatment Centers Need to Be In-Network?
In general, Beacon Health Options requires treatment centers to be in the network. Out-of-network facilities’ services will almost always have to be paid for out of pocket. This may differ from plan to plan, primarily if the plan is provided in association with another provider. Beacon Health Options does provide a variety of safeguards in the event of an emergency or when an out-of-network provider gives treatment without the patient’s awareness. For example: if an in-patient doctor sends a blood sample to an out-of-network laboratory.
Finding Alternative Plans
The potential cost of rehab is the most influential factor in many families’ decision not to seek treatment. However, there are several choices. Many government programs at all levels, state, federal, and local, may assist in funding therapy and pay for it entirely. Affordable Care Act, Medicaid, and Medicare are a few examples. Private lenders, many of whom have agreements with treatment centers, also provide financing choices. Selling property and self-pay are two more alternatives. It is critical to realize that the long-term consequences of addiction much surpass the price of treatment.
For more information on insurance and treatment options, talk to a treatment provider today.